Income Tax & Take-Home Pay Calculator
Pick your country, enter your annual income and see your income tax, take-home pay and effective tax rate. Every country uses the current rates published by its tax authority, and the source is linked under each result.
How to use it
- Choose your country. The US and India also ask for filing status or income type.
- Enter your annual income before tax. For India, add any old-regime deductions such as 80C and 80D.
- Read your tax, take-home pay per month and per year, and your effective tax rate.
Calculators by country
Frequently asked questions
Which tax year does it use?
United States: tax year 2026. United Kingdom: 2025/26 (rates are frozen, so 2026/27 is the same). Canada: 2026. Australia: 2025–26. India: FY 2025-26 (AY 2026-27). New Zealand: from 1 April 2025. Singapore: YA 2024 onwards.
What is not included?
Social insurance and local taxes differ by country. The US result is federal income tax only. The Canada result is federal tax only. UK National Insurance and the Australian Medicare levy are included. Credits, reliefs and other deductions are not.
What is the difference between effective and marginal tax rate?
The marginal rate is the rate on your last dollar of income. The effective rate is your total tax divided by your total income, so it is always lower.
Is this tax advice?
No. It is an estimate for planning. Check the linked official source or ask a qualified tax adviser before you act.
Sources
- IRS: 2026 tax inflation adjustments (IR-2025-102)
- GOV.UK: Income Tax rates and allowances
- Canada Revenue Agency: federal income tax rates
- Australian Taxation Office: resident tax rates
- Income Tax Department of India: tax rates
- Inland Revenue (New Zealand): tax rates for individuals
- IRAS: individual income tax rates
Rates were checked against these official pages in November 2026. Rates change, so always confirm on the source before you act. This is an estimate, not tax, legal or financial advice.