India Income Tax Calculator (New vs Old Regime)
Enter your income and, if you use the old regime, your deductions. The calculator shows tax under both regimes and tells you which is lower.
How to use it
- Choose Salaried or Business or other income.
- Enter your annual income and old-regime deductions.
- Compare tax under both regimes and see your take-home pay.
More income tax & take-home pay calculators
Frequently asked questions
What are the new regime slabs for FY 2025-26?
Nil up to ₹4 lakh, 5% to ₹8 lakh, 10% to ₹12 lakh, 15% to ₹16 lakh, 20% to ₹20 lakh, 25% to ₹24 lakh and 30% above ₹24 lakh.
Is income up to ₹12 lakh really tax-free?
Under the new regime there is no tax up to ₹12 lakh of taxable income, through a rebate. For salaried people that is ₹12.75 lakh of salary because of the ₹75,000 standard deduction.
What are the old regime slabs?
Nil up to ₹2.5 lakh, 5% to ₹5 lakh, 20% to ₹10 lakh and 30% above ₹10 lakh, with a rebate when taxable income is up to ₹5 lakh.
What is not included?
Surcharge for high incomes, capital gains, senior-citizen limits and employer PF.
Sources
Rates were checked against these official pages in November 2026. Rates change, so always confirm on the source before you act. This is an estimate, not tax, legal or financial advice.